Could a problem with my roof be the cause of my water damage?

So, you think you have a roof problem. You likely wouldn't be here if you don't. :) 

My goal is to help. Please read on...

Please Do Not Climb Onto Your Roof in an effort to identify the problem.

It is unsafe and we don't want you hurt. 

Perhaps you noticed a water spot on a ceiling in your home or a wall that is wet. Have you noticed an intermittent water leak during a heavy rainstorm? All of these issues could be the result of a damaged roof. Missing shingles or shingles you have found on the ground around your home definitely indicate that your roof should be inspected. My suggestion is that you call your local insurance agent for a roofer or contractor referral. No need to call the insurance company claims department yet. This may not be in your best interest. 

Know the Difference
There is a difference between your local insurance agency

and your insurance company



Insurance Company aka: Insurance Carrier:

provides the product (your policy and coverage) 
Examples: Nationwide, State Farm, Farm Bureau, Allstate, Progressive, Shelter, ...



Local agent/agency:

an individual or company authorized by a carrier to sell homeowner policies
Examples: Michael Wiseman - State Farm, Brent Colbert - Farm Bureau, Stephanie Pugh - Shelter Insurance, Clay and Land Insurance, Hollis and Burns Insurance, Thompson Insurance, ...

 

Let's assume you aren't sure what the problem is or how to identify which part of your roof is affected. There aren't many homeowners out there who are also roof experts and I am one of them. Thankfully, I work with a few fantastic contractors who have known and understood the function of each part of a roof for many years. I'll be happy to introduce you to them. :)

Usually, homeowners call us stating that they think a piece of their roof is damaged, a tree limb fell on their roof, or shingles are missing. Wouldn't it be helpful if you could identify the exact part of your roof that is damaged when you call for help? This could also help you get an idea of how urgently repairs are needed to prevent additional interior damage to your home. 

Below, you will find a helpful diagram identifying the anatomy of a roof. 

38_Anatomy-of-a-Roof

Click here to be directed to the website where this photo can be found. The website also provides a list of the roof parts and their functions. 

If you notice a problem or if something just doesn't look right, take some photos of the damage, note the roof location, and send them to us. We'll be happy to send out one of our experienced roofers to assist. There is no cost for this service.  

Remember, the longer you wait, the more likely you will experience additional damage to your home. The more damage you have = more money out of your wallet. 

This blog absolutely doesn't cover every aspect of this topic but I believe it can be helpful. Hope all goes well for you!

Check out our other blogs or complete the form below and a member of our team will reach out to you as quickly as possible.

The Principle Construction Team is Always Happy to Help!

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